There will be a PIN tagged to each fleet card. Payment will be deducted from your bank account or credit card within 2 to 3 working days after pumping. For both payment, drivers must ensure they have sufficient funds in their bank/card for deduction as late payment fees may apply. For GIRO payment, a S$10 penalty fee will be imposed for each transaction if deduction fails. No activation is required and you may start using your fuel card when you receive them.